03/09/2025
Can I get a mortgage on a log home?
That's a question that crops up early in conversations with prospective clients, and the answer is 'Yes, you probably can, but it might not be as straightforward as a standard mortgage'.
Not that any mortgage is straightforward these days!
Self build funding is a specialist sector within the overall mortgage industry, and there’s a range of options available.
Unfortunately, High Street lenders don’t tend to get involved in lending against anything that’s not habitable (such as a building site!).
However, building societies tend to be more familiar with the whole idea of self build. Several of our clients have used a building society or a specialist broker when they have needed to borrow to finance their projects. Some clients have even managed to get a discount on their mortgage because their log homes are so energy efficient!
We've written an Advice Centre article with more info on mortgages, see the link in the first comment below.