26/05/2026
Why your minor dwelling could pay for itself
Thinking about building a minor dwelling but not sure if you can afford to finance it? You might be surprised.
Andrew from Loan Market explains how the banks actually look at minor dwelling finance - and the numbers might change the way you think about it.
Build cost: $300K–$400K
Rental income: $400–$700/week
Bank counts 80% of rental income toward your loan
Yield: 6.5% vs Auckland average of 3.5–4%
Positive cash flow from day one - plus the potential to subdivide later.
Not sure if it works for your property? Andrew says they can run the numbers with you in just 15 minutes.
Contact us to find out your property’s potential - from small updates to full renovations or extensions and granny flats, we’re here to help make it happen.
For finance advice, reach out to Andrew directly: Andrew Ardern, 027 331 8280, [email protected]