G-Loans

G-Loans Home Loans & Residential Investment? Business & Commercial loans? Asset, Equipment, Working Cap or Cash Flow Finance? Personal Loans?

At G-Loans strive to provide you with attentive personal service and find you a loan to meet your needs & circumstances.

The numbers are in, and the message is clear: the broker channel is the gold standard for Australian finance.Macquarie B...
21/05/2026

The numbers are in, and the message is clear: the broker channel is the gold standard for Australian finance.

Macquarie Bank recently revealed that over 95% of their new mortgage originations came through brokers. With their portfolio growing 28% to a record $181.3 billion, they’ve identified the "secret weapons" behind this success: speed and consistency.

At G-loans, we’ve always known that getting finance shouldn’t feel like bending backward. This record-breaking growth confirms what our clients experience every day: that working with a broker gives you a competitive edge.

By leveraging our partnerships with Macquarie and over 20 other trusted lenders, we’re able to cut through the red tape. We focus on providing the fast, consistent results you need to secure your property or grow your business without the traditional banking headaches.

Whether you're looking for your next investment or a personal loan, we handle the complexity so you can focus on the result.

Ready to experience a faster way to finance? Let’s talk today.

Is the Sydney and Melbourne property market hitting a wall? 🛑The latest weekend data is in, and it’s a bit of a reality ...
20/05/2026

Is the Sydney and Melbourne property market hitting a wall? 🛑

The latest weekend data is in, and it’s a bit of a reality check. Auction clearance rates have hit 12-month lows, with Sydney at 44% and Melbourne at 52%. People are calling it a "Buyer Strike," and we get it: with rates at 4.35% and borrowing capacity feeling the squeeze, it’s a lot to navigate.

Right now, there’s a bit of a disconnect. Sellers haven’t quite adjusted to the new reality, which is leaving a lot of properties passed in.

But here’s the silver lining: while others are sitting on the sidelines, a "buyer’s window" has opened for those with a plan. Less competition at auctions means more room to negotiate on your terms.

At G-loans, we’re all about making finance stress-free. We give you access to 20+ lenders to ensure your strategy is as sharp as it can be. If you’re looking for value in this market, the key is knowing exactly what you can afford before you even walk into an inspection.

Let’s talk smart financing.

Message us today to check your borrowing capacity and get ahead of the curve! 📈🏠

Is your development project finally back on the table?The 2026 Federal Budget just delivered a major win for the industr...
18/05/2026

Is your development project finally back on the table?

The 2026 Federal Budget just delivered a major win for the industry: a $2 billion boost dedicated to "housing-enabling infrastructure."

We’re talking roads, water, and power: the essential "missing links" that have kept roughly 65,000 homes across Australia stuck in the planning phase. If you’ve had a project stalled because the infrastructure costs didn't stack up, the landscape just shifted in your favor.

For developers, this is the signal to revisit those shelved plans. For buyers and investors, it’s a massive step toward fixing the supply shortage.

At G-loans, we know that better infrastructure makes for a much stronger loan application. As these projects become viable again, you’ll need a finance strategy that moves as fast as the builders. Whether it's commercial property loans or development funding, we’re here to help you navigate the new opportunities this budget creates.

Ready to get that "stalled" project moving? Let’s talk smart financing.

Ever wondered what goes on behind the scenes when a lender reviews your application? It’s not just a computer saying yes...
30/04/2026

Ever wondered what goes on behind the scenes when a lender reviews your application? It’s not just a computer saying yes or no.

Lenders use a "secret scorecard" known as the 5Cs of Credit. Understanding these can be the game-changer between a rejection and a settlement:

1. Character: Your trust factor. Lenders look at your credit history and track record to see if you’re reliable.
2. Capacity: Can you afford the loan? This is a deep dive into your income vs. expenses and cash flow.
3. Capital: Your skin in the game. How much of your own money or equity are you putting toward the deal?
4. Collateral: The backup plan. What assets are securing the loan if things don’t go as planned?
5. Conditions: External factors like the economy, interest rates, or the state of your industry.

At G-loans, we act as your 5Cs coach. We don’t just submit paperwork; we help you identify gaps and build a strategy that makes your application stand out to our 20+ lenders.

Ready to get loan-ready? Getting finance shouldn't feel like bending backwards. Let's talk! Message us today for a strategy session.

Feeling the pinch at the pump? It’s not just your wallet taking a hit: it’s your borrowing power too.At G-loans, we’re s...
27/04/2026

Feeling the pinch at the pump? It’s not just your wallet taking a hit: it’s your borrowing power too.

At G-loans, we’re seeing fuel costs act as a 'serviceability anchor.' Lenders are now adjusting Household Expenditure Measure (HEM) benchmarks, and the math is eye-opening:

⛽ The Math: Every $50/week increase in living expenses can slash your borrowing capacity by $20,000–$30,000.

📉 The Impact: If your family’s fuel bill has jumped by $150/week, you could effectively lose around $70,000 in buying power.

Getting finance shouldn’t feel like bending backward, but staying ahead of these shifts is key. Before you head to an auction or put in an offer, let’s make sure your numbers still stack up.

Our Strategy: We’re helping clients re-run their active pre-approvals using updated 2026 expense buffers. It’s a small move that makes all the difference in a competitive market.

Loan ready? Let’s be sure. Message us today to refresh your pre-approval before you bid!

It’s official: 77.6% of borrowers are now choosing brokers. 📈The latest MFAA data just dropped, and it confirms what we’...
24/04/2026

It’s official: 77.6% of borrowers are now choosing brokers. 📈

The latest MFAA data just dropped, and it confirms what we’ve been feeling on the ground: more than 3 out of every 4 loans are now facilitated by brokers.

Borrowers are clearly choosing human advisors over digital-direct platforms as the market becomes more complex. Why? Because an algorithm can’t understand your unique business goals or navigate the nuances of a complex application like a dedicated expert can.

At G-loans, we’re more than just a search engine for rates. We’re your strategy partners, managing the paperwork and tailoring solutions to your specific needs. Getting finance shouldn’t feel like bending backwards, and you shouldn't have to settle for a "one-size-fits-all" chatbot response.

Tired of dealing with the bank or faceless digital platforms? Let’s talk about smart financing that actually puts you first.

Message us today to get started! 🤝

Feeling the pinch at the pump? ⛽️ It’s not just you. With fuel hitting $2.40 a litre and the latest Westpac–Melbourne In...
23/04/2026

Feeling the pinch at the pump? ⛽️ It’s not just you. With fuel hitting $2.40 a litre and the latest Westpac–Melbourne Institute index taking a 12.5% dive to 80.1, household confidence is hitting some historical lows. Add in those "August Peak" rate fears, and it’s easy to feel like putting your goals on hold.

But here’s the thing: while the headlines are noisy, your progress doesn't have to stall. At G-loans, we’re here to cut through the static and provide the financial clarity you need to keep your business and personal goals moving.

We take the stress out of the process by managing the paperwork and tailoring strategies to your specific situation, giving you access to 20+ trusted lenders. We believe that even when the market feels heavy, your experience should be light.

After all, getting finance shouldn’t feel like bending backwards.

Ready to find a clear path forward? Drop a comment or message us today to talk smart financing.

Thinking about your next property move? ANZ Research just updated their 2026 forecast, lowering expected price growth to...
20/04/2026

Thinking about your next property move? ANZ Research just updated their 2026 forecast, lowering expected price growth to 2.8% (down from 4.8%).

What does that actually mean for you?

In markets like Sydney and Melbourne, we’re seeing a cooling trend with top-tier prices softening over the last five months. While some see a slowdown, strategic buyers see a moment of value.

When the market 'cools,' it gives you the breathing room to find a deal that actually fits your goals: without the frantic bidding wars. Whether you’re an individual investor or a business owner looking for commercial space, now is the time to get your strategy sorted.

At G-loans, we’re here to help you navigate these shifts with confidence and clarity. Getting finance shouldn’t feel like bending backwards.

Ready to see what these changes mean for your borrowing power? Let’s talk.

Message us today or visit www.gloans.com.au to get started!

Hit a "Debt-to-Income" ceiling with your bank? You’re not alone. 🧱Since February 1, APRA has officially tightened the be...
10/04/2026

Hit a "Debt-to-Income" ceiling with your bank? You’re not alone. 🧱

Since February 1, APRA has officially tightened the belt. Banks now have a strict 20% cap on loans where you're borrowing 6x (or more) your income. If you're an investor or owner-occupier looking to expand, the traditional banks might be starting to say "not today."

But here’s the thing: we don’t just rely on one bank. We have strategic levers to pull. 🕹️

Did you know that non-bank lenders aren’t subject to these same APRA rules? Or that bridging loans are actually exempt?

At G-loans, we give you access to over 20+ lenders. When one door closes, we know exactly which other 19 might be wide open. Getting finance shouldn’t feel like bending backward: it should feel like progress.

Ready to see how these new rules actually impact your next move? Let’s talk strategy and find the right fit for your goals. 🚀

Message us today or visit www.gloans.com.au

Big changes are coming for St.George, BankSA, and Bank of Melbourne commercial customers. 🏢Westpac has announced that th...
26/03/2026

Big changes are coming for St.George, BankSA, and Bank of Melbourne commercial customers. 🏢

Westpac has announced that their commercial business banking arms are coming together under the Westpac brand. While this move promises better digital tools and a broader range of products, we know that any major shift in your banking relationship can feel a bit uncertain.

It’s important to note: this change specifically affects Commercial business banking customers, not personal or SME accounts.

If you’re wondering how this affects your current setup or if there are better opportunities waiting for you elsewhere, we’re here to help. At G-loans, we specialise in connecting businesses with tailored financial solutions across 20+ lenders. We manage the paperwork and the strategy so you can stay focused on your growth.

Getting finance shouldn’t feel like bending backwards. Whether you want to navigate the transition or explore new options, we’ve got your back.

Let’s talk smart financing. Message us today! 🚀

Address

Chatswood & Canberra
Sydney, NSW
2067&2914

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+61489089298

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