Rumo Finance

Rumo Finance Private credit for property transactions
First, second & mezzanine finance
Indicative outcomes 24–72 hours

Finance delays can kill property transactions.Settlement timing matters. A buyer may have the right asset, the right int...
18/06/2026

Finance delays can kill property transactions.

Settlement timing matters. A buyer may have the right asset, the right intent and the right exit strategy, but still need a faster funding path than a traditional lender can provide.

Rumo Finance can review short-term property-backed funding scenarios for acquisitions, bridging, auction purchases, refinance delays and settlement shortfalls. For agents, this can help keep transactions moving when timing becomes the issue.

Refer a scenario at rumo.com.au

$1.8M second mortgage for Sydney commercial equity releaseScenario: Equity releaseLocation: SydneyAsset: Commercial offi...
17/06/2026

$1.8M second mortgage for Sydney commercial equity release

Scenario: Equity release
Location: Sydney
Asset: Commercial office building
Loan: $1.8M
Combined LVR: 58%
Term: 12 months

The borrower required capital for additional property acquisitions. A second mortgage structure allowed equity to be released against an existing commercial property asset. Rumo Finance works with borrowers and advisers on property-backed liquidity, acquisition and refinance scenarios.

Discuss your project at rumo.com.au

Where does mezzanine finance sit?Mezzanine finance sits between senior debt and equity in the capital stack.It is often ...
17/06/2026

Where does mezzanine finance sit?

Mezzanine finance sits between senior debt and equity in the capital stack.
It is often used when a borrower or developer needs additional leverage above the senior lender’s position, without giving away more equity than necessary.

In property transactions, mezzanine funding can support development projects, construction gaps, site acquisitions and mixed-use projects where the senior loan does not cover the full funding requirement. Rumo Finance helps structure capital across senior debt, second mortgage, mezzanine and equity layers.

Discuss your scenario at rumo.com.au

When does bridging finance make sense?Bridging finance is short-term funding used when timing does not line up.Common sc...
15/06/2026

When does bridging finance make sense?

Bridging finance is short-term funding used when timing does not line up.

Common scenarios include buying before selling, settlement delays, refinance delays, auction purchases, off-market acquisitions, business liquidity needs and property exits. The goal is usually to provide enough capital to complete the transaction, then repay the facility through a sale, refinance or longer-term funding solution.

Rumo Finance structures bridging facilities for property-backed transactions where timing matters. Discuss your scenario at rumo.com.au

Broker can’t place the deal with a bank?Some property transactions do not fit standard bank policy. The borrower may nee...
14/06/2026

Broker can’t place the deal with a bank?

Some property transactions do not fit standard bank policy. The borrower may need faster approval, higher leverage, short-term funding, a second mortgage, mezzanine capital, a refinance solution or a bridge to settlement.

Rumo Finance works with brokers on complex property-backed scenarios where structure and ex*****on matter. We can review first mortgage, second mortgage, mezzanine, bridging, refinance and development finance opportunities.

Refer a scenario at rumo.com.au

$850k bridging facility for Gold Coast settlement timingScenario: Bridging financeLocation: Gold CoastAsset: Residential...
11/06/2026

$850k bridging facility for Gold Coast settlement timing

Scenario: Bridging finance
Location: Gold Coast
Asset: Residential investment property
Loan: $850k
Combined LVR: 60%
Term: 6 months

The borrower needed short-term funding to complete a purchase before the sale of another property. Bridging finance can help when settlement dates, asset sales and refinancing timelines do not align.

Rumo Finance structures short-term property-backed facilities for time-sensitive transactions.

Discuss your project at rumo.com.au

What is a second mortgage?A second mortgage is additional funding secured behind an existing first mortgage.It can be us...
11/06/2026

What is a second mortgage?

A second mortgage is additional funding secured behind an existing first mortgage.

It can be useful when a borrower has available equity but does not want to refinance their current senior lender. Second mortgages are commonly used for equity release, development deposits, business liquidity, investment opportunities, refinancing short-term debt and urgent settlement requirements.

The key metric is combined LVR, which looks at the total debt secured against the property compared with the property value.
Rumo Finance helps structure second mortgage facilities for property-backed transactions.

Discuss your scenario at rumo.com.au

Accountants: have a client who is asset rich but cash constrained?Many business owners and property investors hold signi...
09/06/2026

Accountants: have a client who is asset rich but cash constrained?

Many business owners and property investors hold significant equity but still face short-term liquidity pressure. This may be due to tax obligations, business working capital, a pending sale, a refinance delay, a new acquisition or a maturing private loan.

Rumo Finance works with accountants and advisers to review property-backed private credit options across first mortgages, second mortgages, bridging facilities and short-term liquidity solutions.

If your client has property security and a clear exit strategy, there may be a funding path worth exploring.

Refer a scenario at rumo.com.au

$2.4M second mortgage for a Brisbane development siteScenario: Development site acquisitionLocation: BrisbaneAsset: DA-a...
04/06/2026

$2.4M second mortgage for a Brisbane development site

Scenario: Development site acquisition
Location: Brisbane
Asset: DA-approved townhouse site
Loan: $2.4M
Combined LVR: 65%
Term: 12 months
The borrower required acquisition funding while development approval was finalised.

A second mortgage structure helped provide the required capital without relying solely on traditional bank funding.
Rumo Finance structures property-backed private credit facilities for acquisitions, refinances, developments, bridging and equity release.

Discuss your project at rumo.com.au

What is a first mortgage facility?A first mortgage facility is usually the senior secured loan in a property transaction...
02/06/2026

What is a first mortgage facility?

A first mortgage facility is usually the senior secured loan in a property transaction.

It sits in the first-ranking security position and is commonly used for acquisitions, refinances, bridging, development sites and investment property funding.

For borrowers who need speed, flexibility or a non-bank solution, private credit can provide an alternative path when traditional lenders are too slow, too rigid or unable to support the transaction structure.

Rumo Finance helps structure property-backed funding solutions across first mortgage, second mortgage, mezzanine and bridging facilities.

Discuss your scenario at rumo.com.au

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18 Deshon
Woolloongabba, QLD
4102

Telephone

+61732270311

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