09/10/2026
Will a repo rate hike affect your dream home construction? 🏗️📉
A client asked us this morning: With the RBI repo rate rising from 5.25% to 5.50%, and construction loan rates going up from 8.5% to 8.75%, will delaying home construction save money?
The short answer? Waiting is actually a wrong move!
While interest rate hikes cause slight EMI increases (for instance, a 50L loan over 20 years sees an EMI shift from roughly ₹43,203 to ₹44,004), hitting pause on your construction plans rarely helps. Construction costs—including cement, steel, and labor—tend to rise over time, meaning delays often end up costing you much more in the long run.
Want to know the 5 key factors you should actually consider before deciding to build or delay your project?
👇 Comment "BUILD" below, and we will help you figure it out!
Bengaluru | Davanagere | Chitradurga | Haveri
ADDRESS: S CUBE ARCADE, ABOVE MORE SUPER MARKET, JAYANAGARA B BLOCK, DAVANAGERE, 577004.
WEBSITE: www.brickbuild.in
CALL US: 9422799644 | 99772778080