PersonalFN

31/10/2025

Vigilance Awareness Week 2025

All stakeholders are encouraged to participate in the e-pledge initiative by visiting the CVC portal: https://pledge.cvc.nic.in/

06/05/2025

The objective of the revamped is to simplify the KYC process for investors at large. actively working with the Ministry of Finance and other financial regulators to set up the revamped centralised KYC, which is expected to be rolled out in 2025.

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SEBI is working with the Ministry of Finance and other financial regulators to set up a revamped CKYC, an idea proposed by the finance minister in the Union Budget 2025-26.

05/05/2025

“Sell in May and go away,” is an old adage in the Indian equity market. However, since 2013, speaking about the Indian equity market, only twice out of twelve instances the BSE Sensex has clocked negative returns in May. Will May 2025 be different?

Find out here…
https://www.personalfn.com/dwl/Mutual-Funds/will-this-old-adage-hold-true-for-the-indian-equity-market-in-may-2025

02/05/2025

The gold-silver ratio has crossed 100:1. However, it would be imprudent to term this ratio reasonable. The current undercurrents seem to be favouring gold than silver given the macroeconomic and geopolitical risks in play.

Read on.
https://www.personalfn.com/dwl/Precious-Metals/gold-to-silver-ratio-at-100-which-precious-yellow-metal-is-worth-considering-now

30/04/2025

, among all the small saving schemes, offers the highest interest rate 8.20% per annum. The interest is higher than bank FDs currently. In such a case, premature closure of the SCSS account should be thought through well.

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SCSS is a meaningful option for senior citizens to earn interest income. Premature closure and withdrawals from the SCSS account should be thought through carefully.

29/04/2025

AkshayaTritiya is one of most auspicious days or muhurat to buy . Since the last Akshaya Tritiya, which was on May 10, 2024, gold has clocked a stunning 31.3% absolute returns as of April 24, 2025. Does it still make sense to buy gold?

Read on.
https://www.personalfn.com/dwl/Precious-Metals/gold-at-inr-100000-should-you-buy-this-akshaya-tritiya

28/04/2025

Sensex back at 80,000! What does it mean for your mutual fund investments? Don’t get carried away — read this before you make your next move.

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In this article, we will understand the sharp recovery in the market, analyze the current market valuations between market segments, identify the risks currently in play, and suggest the optimal investment strategy for mutual fund investors moving fo

25/04/2025

Bond yields in are 3-year low after two successive rate cuts by the . Positive FPI flows in the Indian debt market, the inclusion of Indian bonds in JPMorgan's emerging market debt index, and RBI’s timely liquidity infusion into the system have proved abetting.

Read on.
https://www.personalfn.com/dwl/Fixed-Income/what-do-long-term-bond-yields-say-about-path-to-interest-rates

24/04/2025

in a consultation paper has proposed enhancing limits for investments by mutual funds in REITs and InvITs level from 10% to 20% at the fund house level. This as per the regulator could increase the capital inflow into these instruments, broadening their market base and liquidity.

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Recently the capital market regulator in a consultation paper has proposed enhancing limits for investments by mutual funds in REITs and InvITs. However, the question is whether that would solve the problem of liquidity in them and the current limit

23/04/2025

Make smarter liquidity decisions! Here's everything about SEBI’s revision in overnight mutual fund redemption timings.

Read on.
https://www.personalfn.com/mf-news/SEBI-Revises-Cut-Off-Timings-For-Overnight-Mutual-Fund-Schemes-What-You-Need-to-Know

23/04/2025

When you are submitting the investment declaration to your employer, make a wise choice between the Old Tax Regime and the New Tax Regime. This can help you legitimately save a considerable amount from tax and to your disposable income.

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When you are submitting the investment declaration to your employer, make a wise choice between the Old Tax Regime and the New Tax Regime. A penny legitimately saved from tax, is a penny earned.

22/04/2025

are one of the most sought-after options for investments by . The recent ITAT judgement in Ms Anushka Sanjay Shah's case, a Singapore-based NRI, is a big positive for NRIs and would encourage many to invest in India.

Read on.
https://www.personalfn.com/dwl/Mutual-Funds/good-news-for-nris-investing-in-mutual-funds-in-india