TJ Mobley Construction, LLC

04/29/2026

04/28/2026

Hello my Friends that got that unwelcomed hail. I'm positive you are getting inundated by roofing companies by now. I’m here to offer you friendly advice.

HIRING AN UNISURED CONTRACTOR INCREASES THE RISK THAT AN INJURED WORKER WILL SUE THE HOMEOWNER DIRECTLY FOR INJURIES.

ASK TO SEE THEIR PROOF OF INSURANCE WITH A MINIMUM OF 2 MILLION DOLLAR UMBRELLA LIABILITY COVERAGE AND WORKMANS COMP. CALL AND CONFIRM IF THE POLICY IS CURRENT.

DO NOT PAY ANY MONEY UPFRONT!
CHECK THEIR REFERENCES.
IF THEY SAY THEY WILL PAY FOR YOUR DEDUCTIBLE…
THEY ARE HELPING YOU COMMIT FRAUD. ITS AGAINST THE LAW.
Read about paying deductible here:

https://capitol.texas.gov/tlodocs/86R/billtext/pdf/HB02102I.PDF

https://www.lanelaw.com/collaborate/roofing-contractors/blog/what-the-hb2102-law-means-for-roofers

•Get a written estimates on company letterhead with clear contact information.
•Check references.
•Beware of those who only have out-of-town references or solicit door to door.
•Don't pay in full up front and don’t make a final payment until the job is done.

04/28/2026

Deductible Fraud Is Still a Problem—RCAT Members Are Taking a Stand 🛑

Back in 2019, HB 2102 made it illegal for contractors to waive insurance deductibles.

But years later, too many bad actors are still ignoring the law—and getting away with it.

RCAT members follow a strict Code of Ethics and stand firmly against deductible fraud.

This update from our Board of Directors outlines where enforcement is falling short, and why ethical contractors must continue to lead by example.

Read the full update and recommit to raising the standard:
🔗 https://hubs.ly/Q03mbF610

11/19/2025

08/13/2025

TJ Mobley Construction will handle all aspects of your claim from the construction to filing the paperwork with your insurance company.

Give us a call for a free inspection.

08/12/2025

Blessed with a cool August to roof this beautiful home! CertainTeed Landmark Climateflex IR with Shadow Ridge

04/03/2025

URGENT!!!

IMPORTANT INFORMATION ABOUT TEXAS INSURANCE CARRIERS

If you recently renewed or about to renew your Insurance policy. I strongly encourage you to completely read your insurance policy coverage and deductibles. Pay attention specially to your windstorm and hailstorm deductible. Most Insurance companies in Texas are going to a 2-3% deductible and a ACV Policy.

Actual Cash Value (ACV):
ACV considers the current worth of the property, factoring in depreciation due to age, wear, and tear.
Payouts are typically lower than RCV because the insurance company deducts for depreciation.
ACV policies often have lower premiums compared to RCV policies.

Replacement Cost Value (RCV):
RCV covers the full cost of replacing or repairing damaged property at today's prices, without any deductions for depreciation.
Payouts are generally higher than ACV, as the insurance company pays the full cost of replacement.
RCV policies typically have higher premiums because they offer more comprehensive coverage.

12/13/2024

Just installed this CertaintTeed Climaflex impact resistant Weatherwood architectural roof on this beautiful home in NRH, TX

09/02/2024

Happy Labor Day to all you hard-working folks, that get up and do the daily grind day in and day out, that keeps this world turning! May you have a blast restful day today?