Kim Moreno: Real Estate + Insurance

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Kim Moreno: Real Estate + Insurance 🏡 Residential + Commercial RE | Realty of America
🛡️ Real Estate Insurance | Jacobson
📲 832.577.2733
📌 Every property.

Every size.

Landlord / Rental Dwelling, Commercial Property, Builder's Risk, Vacant Property, Flood, Windstorm, GL

10/26/2026

TRUST THE PROCESS.

I love the before. The open walls, exposed framing, and all the possibilities before the finishes go in. This is the part that gets me excited about what a property can become.

Have a property you're ready to transform, or still looking for your next opportunity? I can help with property acquisition and property insurance.

Let's talk about what you're planning and how I can help you take the next step.

CONTRACTORS: your insurance, handled. 🛠️New contract. Bigger project. Another crew. Your business keeps moving - your in...
10/26/2026

CONTRACTORS: your insurance, handled. 🛠️

New contract. Bigger project. Another crew. Your business keeps moving - your insurance should move with it.

I work with contractors across all types of work. Need coverage for an upcoming job? Want a second set of eyes on your current policy? Let's talk.

Message me about your next project or the insurance you have now. I'll help you explore your options so you can focus on the work ahead.

You handle the work. Let me help with the insurance.

We made the Aggie 100! 🎉Jacobson Insurance & Risk Management has been named to the 2026 Aggie 100, and we couldn’t have ...
10/23/2026

We made the Aggie 100! 🎉

Jacobson Insurance & Risk Management has been named to the 2026 Aggie 100, and we couldn’t have done it without our carriers, partners and partnering companies.

We celebrated by inviting them to the office to see us in person. Thank you for trusting us and being part of the journey. Gig ‘Em! 👍

Ever add up what's parked on a job site? 🚜A skid steer runs $30K-$80K. A backhoe $80K-$150K. An excavator $100K-$500K+. ...
10/23/2026

Ever add up what's parked on a job site? 🚜

A skid steer runs $30K-$80K. A backhoe $80K-$150K. An excavator $100K-$500K+. A dozer $150K-$600K. A crane can pass $1 million.

One site can easily hold well over a million dollars in equipment. And industry sources estimate contractors lose $300 million to $1 billion a year to equipment theft.

Certain equipment often isn't covered under builder's risk. It can take its own contractor's equipment policy. I help investors and builders with property acquisition, project funding, and property insurance.

Have a project in mind? Let's connect.

10/21/2026

Every big build looks like progress from the street. Cranes up, crews moving, steel rising.

What you don't see is how much of that project sits exposed the whole way through.

On a job this size, builder's risk isn't optional. Fire, theft, vandalism, storms, materials sitting on site. One bad night in the middle of a build can set a project back months, and your contractor's general liability doesn't cover the structure itself.

That's the gap builder's risk fills. It covers the building while it's being built, the materials on site, and the work in progress, from the first stake in the ground to the certificate of occupancy.

Running subs? Make sure each one carries their own coverage too. Their work, their liability. Your structure, your builder's risk.

I help owners and investors put builder's risk in place before work starts, so the project never sits exposed.

Have a project in the works? Let's connect and see how I can help.

Two tenant-occupied investments, ready to go. Swipe to see both.Why tenant-occupied? The tenant is already in place, so ...
10/20/2026

Two tenant-occupied investments, ready to go. Swipe to see both.

Why tenant-occupied? The tenant is already in place, so there's no vacancy period and no scramble to lease it up. You close and rent starts coming in.

Conroe: 3655 Solanum Dr. 4 bed, 2.5 bath, 1,852 sqft, built 2021, Ladera Trails, Conroe ISD. Asking $231,500 with $2,000/mo income, about a 10.4% gross yield.

Houston: 17142 Amarose Dr. 3 bed, 2.5 bath, 1,536 sqft, built 2012, gated Sugar Pine Pavilion. Asking $209,500 with $1,699/mo income, about a 9.7% gross yield.

Both are newer homes in solid rental areas, and the numbers are easy to run: that's about $24,000 a year in rent on the Conroe home and about $20,400 on the Houston one, before expenses.

The seller is highly motivated. Make your offer and let's negotiate.

Want the full numbers, or want to see one in person? Call or message me.

Gross yield is before expenses. Figures subject to verification.

FLIPPERS: you just bought this house. 🔨This is the kitchen. Cream cabinets, gray counters, black appliances, and a bulkh...
10/19/2026

FLIPPERS: you just bought this house. 🔨

This is the kitchen. Cream cabinets, gray counters, black appliances, and a bulkhead over the peninsula.

What would you do to it? And what's your number for a full rehab?

Comment your budget. Closest guess wins a free rehab and insurance review from me.

I help investors buy, rehab and insure the deal the right way. Message me.

10/19/2026

A new build is coming to Houston, TX 77021.

Before the first shovel breaks ground, the builder's risk is already in place. I help investors secure the right coverage so the project starts on time and every material on site is protected.

Planning your next new build? Let's connect. What's the project on your list?

10/16/2026

From a 3-bedroom house to a 12-bedroom co-living space. 🏠

My partners and I took a single-family home and redesigned it floor by floor into 12 private, lockable bedrooms with keypad entry, full baths, a shared kitchen, living area, media lounge, dining nook, fitness corner and study nook. Steps from UHD, minutes from downtown Houston.

One property, twelve doors renting every month. That's how you maximize monthly revenue and build passive income without buying a complex.

And yes, it's for sale! See the full listing on HAR:
https://www.har.com/homedetail/2509-everett-st-houston-tx-77009/7945988

📽️ by Audra Diggs. Thank you for the amazing walkthrough.

Want more info? Let's talk.

[email protected]

Address

Houston, TX
77024

Opening Hours

Monday 8:30am - 6:30pm
Tuesday 8:30am - 6:30pm
Wednesday 8:30am - 6:30pm
Thursday 8:30am - 6:30pm
Friday 8:30am - 6:30pm
Saturday 10am - 4pm
Sunday 10am - 4pm

Telephone

+17137050507

Website

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