Todoroff Construction

05/18/2025

04/30/2024

Just another thing to think about...I know when anyone buys from me..I sure prefer cash..and I will graciously thank you everytime...Todoroff Construction

I copied this from someone else. Very interesting and it really made me stop and think about using cash more often.

I have really never thought of this has anyone else?

💲Please understand what NOT
using cash is doing.

Cash is important. 💸

Why should we pay cash everywhere we can
with banknotes instead of a credit card? 💳

- I have a $50 banknote in my pocket.
Going to a restaurant and paying for dinner with it. The restaurant owner then uses the bill to pay for the laundry. The laundry owner then uses the bill to pay the barber. The barber will then use the bill for shopping.

After an unlimited number of payments, it will still remain a $50, which has fulfilled its purpose to everyone who used it for payment and the bank has jumped dry from every cash payment transaction made...

- But if I come to a restaurant and pay digitally - Card, and bank fees for my payment transaction charged to the seller are 3%, so around $1.50 and so will the fee $1.50 for each further payment transaction or owner re laundry or payments of the owner of the laundry shop, or payments of the barber etc.....

Therefore, after 30 transactions, the initial $50 will remain only $5 😫 and the remaining $45 became the property of the bank 🏦 thanks to all digital transactions and fees.

Small businesses need your help and this is one way to help ourselves too. Pull small draws of cash out at a time and use that instead of tap, credit, etc.

When this is put into perspective, imagine what each retailer is paying on a monthly basis in fees at 3% per transaction through their POS machine.

If they have, for example, $50,000 in sales & 90% are by Card, they are paying $1500 in fees in ONE Month. $18,000 in a year! That comes out of their income every month.

That would go a long way to helping that small business provide for its family!🏦♥️

02/08/2024

Nice and new!

01/21/2024

Newest member of the crew!

01/21/2024

I can help you get "the chair" cleaned off.

12/30/2023

Merry Christmas

07/17/2022

Summer time fun at the lake!

06/02/2022

The unfortunate truth of owning and running a business.

Running a business is really hard.

What they don’t tell you is that it can cause severe stress and anxiety, and drains you mentally to the point of depression in even the most laid back people.

People will talk about you, compare you to others, use you, they will view you as a service and not a person anymore.

Friends and family will expect discounts and people will value you and your hard work less than a big chain store.

You have to worry about if you forget to email/message or call someone back, are they going to think it was on purpose? Did you disappoint them? Will they hold that against you? When in reality you just can’t get to everyone’s messages, emails and phone calls.

Starting up and running a successful business puts incredible strain on personal lives and relationships, many of which fail because there is just often no work life balance. You need to be the director, the worker, the admin, the marketing team, the accountant, the cleaner... All while being a parent, a husband or a wife, family support, friend... it’s one of the hardest things you will try and balance. If you give your time, you will sacrifice financial benefit. If you strive for financial benefit, you will have to sacrifice your time. It’s just the way it goes when your business is relying on you to survive and you’re relying on your business to provide!

There’s a reason you don’t see many people succeed in small businesses after 5 years. If they are successful they are overwhelmed. It takes a toll. It’s freaking exhausting. Especially the past couple of years when so much has been out of our control.

Here’s a small reminder that we are just normal people with hectic lives. Be kind, be patient, support small businesses... and hopefully more of us will stick around!

05/12/2022

Doing a little clean up!

04/04/2022

Finished product. Handmade cabinet.

03/27/2022

Handmade dresser!

03/20/2022

Built from scratch.