Buzby Insurance Agency

Buzby Insurance Agency Twenty years as a commercial insurance underwriter, now your trusted agent partner

What happens if you or a passenger needs medical care after a car accident? That’s where Medical Payments Coverage, ofte...
09/01/2026

What happens if you or a passenger needs medical care after a car accident? That’s where Medical Payments Coverage, often called MedPay, may help.

For Pennsylvania drivers, MedPay can help cover reasonable medical expenses after a covered auto accident, regardless of who was at fault. Depending on your policy, it may help with expenses for you, household members, or passengers.

A few things to remember:
• It may help with eligible medical bills.
• Coverage limits and details vary by policy.
• It’s worth reviewing before you need it, not after.

Have questions about your auto coverage? Please reach out. We’re happy to explain your options in plain language and help you determine whether MedPay fits your needs.

Call 610-831-3004, email [email protected], or connect with us here: https://t.mtrbio.com/buzbyinsuranceservices

If you own a business in Pennsylvania, knowing the difference between workers’ compensation and general liability insura...
08/31/2026

If you own a business in Pennsylvania, knowing the difference between workers’ compensation and general liability insurance is an important part of protecting what you’ve built.

Workers’ compensation generally helps address job-related injuries or illnesses affecting your employees, including eligible medical care and lost wages. Coverage requirements may apply depending on your business and employees.

General liability insurance is designed for claims made by third parties, such as a customer who is injured on your premises or damage your business causes to someone else’s property. It may also address certain personal or advertising injury claims.

In simple terms: one helps protect your team, while the other helps protect your business from third-party claims. Many businesses need both, and the right coverage depends on how you operate.

Ready to review your protection? Please reach out to us at 610-831-3004, email [email protected], or connect here: https://t.mtrbio.com/buzbyinsuranceservices

Your tools do more than get the job done, they help keep your business moving.For Pennsylvania contractors and tradespeo...
08/30/2026

Your tools do more than get the job done, they help keep your business moving.

For Pennsylvania contractors and tradespeople, equipment can be exposed to theft, damage, and other risks while it’s on a jobsite, in transit, or temporarily stored. Standard property coverage may not address every situation, especially when tools and equipment travel with you.

A business equipment or contractors’ equipment policy may help protect the tools your business depends on. Coverage needs can vary based on what you own, rent, lease, or borrow, so it’s worth reviewing the details before you need them.

Ready to take a closer look at your equipment coverage? Please reach out to us: we’re happy to talk through your options and help identify potential gaps.

610-831-3004
[email protected]
https://t.mtrbio.com/buzbyinsuranceservices

Are Pennsylvania’s minimum auto insurance limits enough to protect you?Pennsylvania’s required liability limits are 15/3...
08/29/2026

Are Pennsylvania’s minimum auto insurance limits enough to protect you?

Pennsylvania’s required liability limits are 15/30/5, but the minimum coverage may not fully protect your savings, income, or other assets after a serious accident.

The right amount of liability protection depends on factors such as your assets, household drivers, vehicle use, and overall financial situation. Reviewing your limits regularly can help you avoid an uncomfortable surprise when you need coverage most.

Not sure where your policy stands? We’re happy to walk through your options and help you make an informed decision, without the insurance jargon overload.

Please reach out to review your auto coverage:
610-831-3004
[email protected]
https://t.mtrbio.com/buzbyinsuranceservices

Damage to your Pennsylvania home can feel overwhelming, but knowing what to do first can make the process easier.Save th...
08/28/2026

Damage to your Pennsylvania home can feel overwhelming, but knowing what to do first can make the process easier.

Save this simple step-by-step guide:

1. Make sure everyone is safe and prevent further damage if you can do so safely.
2. Take photos and videos of the damage before cleanup or repairs.
3. Review your policy and deductible so you know what to expect.
4. Contact your insurance carrier or Buzby Insurance Services promptly to report the claim.
5. Keep receipts, claim numbers, adjuster details, and all claim-related communications together.

When in doubt, please reach out. We’re happy to help you understand the next steps and communicate with your insurance carrier.

Call 610-831-3004, email [email protected], or connect with us here: https://t.mtrbio.com/buzbyinsuranceservices

Coverage and claim handling depend on the terms of your policy.

Your business is more than four walls, but those four walls, along with what’s inside them, deserve thoughtful protectio...
08/27/2026

Your business is more than four walls, but those four walls, along with what’s inside them, deserve thoughtful protection.

Commercial property insurance can help protect the physical side of your Pennsylvania business, including:

• The building and permanent fixtures
• Furniture, inventory, and other business contents
• Tools, machinery, and equipment

Coverage needs can vary depending on whether you own or rent your space, the type of business you operate, and the property you rely on every day. That’s why a personalized review matters, especially before a loss, not after one.

Let’s review your coverage and help you identify potential gaps. Please reach out through https://t.mtrbio.com/buzbyinsuranceservices, call 610-831-3004, or email [email protected].

What’s one local business you’re glad is part of your Pennsylvania community?As fall arrives, choosing a neighborhood ca...
08/26/2026

What’s one local business you’re glad is part of your Pennsylvania community?

As fall arrives, choosing a neighborhood café, visiting a farmers market, hiring a local service provider, or sharing a small business’s post can make a meaningful difference. These everyday connections help local businesses grow, create opportunity, and keep our communities vibrant.

At Buzby Insurance Services, we’re proud to support the people and businesses that make Pennsylvania feel like home. Strong communities are built together, and usually with a cup of coffee, a friendly hello, and a little support for the folks down the street. ☕🍂

Looking for personalized insurance guidance for your family, home, auto, or business? Please reach out:

610-831-3004
[email protected]
https://t.mtrbio.com/buzbyinsuranceservices

If your dog has four paws, a big personality, and a permanent spot on the couch, it’s worth giving your homeowners polic...
08/25/2026

If your dog has four paws, a big personality, and a permanent spot on the couch, it’s worth giving your homeowners policy a closer look. 🐾

Pennsylvania dog owners should review: Personal liability limits Coverage for injuries to guests or others Any breed, animal, or incident-related exclusions Whether your current limits reflect your assets and lifestyle A quick conversation with an experienced insurance professional can help you understand what your policy does, and does not, cover.

Coverage needs vary, so don’t wait until after an incident to ask questions.

Please reach out to review your options:
610-831-3004
[email protected] https://t.mtrbio.com/buzbyinsuranceservices

Have you heard the good news for Pennsylvania drivers? 🚗It’s not every day we get to share updates about insurance rates...
08/11/2026

Have you heard the good news for Pennsylvania drivers? 🚗

It’s not every day we get to share updates about insurance rates moving in a more favorable direction, but the Shapiro administration recently announced that auto insurance rates across the Commonwealth are starting to stabilize, with an average decrease of about 0.5%.

While that might seem like a small number on the surface, it’s a big signal for our community. After a few years of rising costs everywhere we look, seeing this shift is a breath of fresh air. It means it is a fantastic time to sit down and review your current policy to ensure you're getting the best possible value and protection.

At Buzby Insurance Services, we view our business through the lens of relationships and community service. We love helping our neighbors find the right coverage and pricing by tapping into our network of reputable carriers. Whether you’ve been with the same carrier for years or just want to see what your options look like in this stabilizing market, we’re here to help you navigate it all.

We’re all about open communication and making sure you feel confident in your financial future. Please reach out if you’d like us to take a look at your coverage together!

Connect with us here: https://t.mtrbio.com/buzbyinsuranceservices

Office: 610-831-3004
Email: [email protected]

Address

1741 Valley Forge Road, #8
Worcester, PA

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