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Gold Mobil Zambia Gold Mobil Zambia is an African energy company with the key focus centred on wholesale fuels supply

Happy 60th Independence Anniversary my Zambia. โ€œI will make you a new, sharp threshing toolโ€ โ€“ Isaiah 41:15.A $5 steel b...
24/10/2024

Happy 60th Independence Anniversary my Zambia.

โ€œI will make you a new, sharp threshing toolโ€ โ€“ Isaiah 41:15.

A $5 steel bar can be worth $10 as horseshoes, $350 as needles, $32,000 as penknife blades, or $250,000 as watch springsโ€”depending on how much itโ€™s hammered and refined.

The more we endure, the stronger and more valuable we become. May Zambiaโ€™s 60th Independence Day remind us that trials shape us for greater purpose.

๐“๐š๐ฑ ๐ˆ๐ฆ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ข๐จ๐ง๐ฌ ๐จ๐Ÿ ๐’๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐š ๐‡๐จ๐ฎ๐ฌ๐ž ๐๐ž๐ฅ๐จ๐ฐ ๐Œ๐š๐ซ๐ค๐ž๐ญ ๐•๐š๐ฅ๐ฎ๐žSelling a house below market value has various reasons and consequ...
16/05/2024

๐“๐š๐ฑ ๐ˆ๐ฆ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ข๐จ๐ง๐ฌ ๐จ๐Ÿ ๐’๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐š ๐‡๐จ๐ฎ๐ฌ๐ž ๐๐ž๐ฅ๐จ๐ฐ ๐Œ๐š๐ซ๐ค๐ž๐ญ ๐•๐š๐ฅ๐ฎ๐ž

Selling a house below market value has various reasons and consequences. Before making this decision, itโ€™s crucial to understand the tax implications:

๐‘พ๐’‰๐’‚๐’• ๐‘ฐ๐’• ๐‘ด๐’†๐’‚๐’๐’”:
Selling below market value means offering your property for less than itโ€™s worth, often to family members or during economic downturns. Get a professional valuation to know your property's true market value.

๐‘ช๐’‚๐’ ๐’€๐’๐’– ๐‘ซ๐’ ๐‘ฐ๐’•?
Yes, but consider the consequences. I'll discuss the details in my guide.

๐‘ป๐’š๐’‘๐’†๐’” ๐’๐’‡ ๐‘ฝ๐’‚๐’๐’–๐’†๐’”:
Know the difference between fair market value, appraised value, and assessed value. Fair market value is what a willing buyer and seller agree on, while appraised and assessed values are used for financing and taxes, respectively.

๐‘ป๐’‚๐’™ ๐‘ฐ๐’Ž๐’‘๐’๐’Š๐’„๐’‚๐’•๐’Š๐’๐’๐’”:
a. ๐‘ช๐’‚๐’‘๐’Š๐’•๐’‚๐’ ๐‘ฎ๐’‚๐’Š๐’๐’” ๐‘ป๐’‚๐’™:
Selling below market value might reduce capital gains tax liability, but you must report the fair market value.
b. ๐‘ฐ๐’๐’‰๐’†๐’“๐’Š๐’•๐’‚๐’๐’„๐’†/๐‘ฎ๐’Š๐’‡๐’• ๐‘ป๐’‚๐’™:
Selling at a reduced price can be seen as a gift, possibly affecting your lifetime gift tax exemption.
c. ๐‘ฐ๐’๐’„๐’๐’Ž๐’† ๐‘ป๐’‚๐’™:
The difference between the selling price and market value might be considered income.
d. ๐‘ท๐’“๐’๐’‘๐’†๐’“๐’•๐’š ๐‘ป๐’‚๐’™ ๐’๐’“ ๐‘ป๐’“๐’‚๐’๐’”๐’‡๐’†๐’“ ๐‘ซ๐’–๐’•๐’š:
Depending on the circumstance, a lower sale price might lead to lower property taxes.

๐‘พ๐’‰๐’š ๐‘บ๐’†๐’๐’ ๐‘ฉ๐’†๐’๐’๐’˜ ๐‘ด๐’‚๐’“๐’Œ๐’†๐’• ๐‘ฝ๐’‚๐’๐’–๐’†?
- Assisting family or friends.
- Urgent financial needs.
- Personal circumstances like divorce or downsizing.
- Poor property condition.
- Slow market conditions.
- Tax strategies.
- Generating competitive offers.

Understand these implications and seek professional advice to make informed decisions.

๐‘ท๐’“๐’†๐’”๐’•๐’Š๐’๐’† ๐‘ท๐’“๐’๐’‘๐’†๐’“๐’•๐’Š๐’†๐’” ๐’Š๐’” ๐’‚๐’—๐’‚๐’Š๐’๐’‚๐’ƒ๐’๐’† ๐’‡๐’๐’“ ๐’š๐’๐’– 24/7 ๐’‡๐’๐’“ ๐’‚๐’๐’ ๐’“๐’†๐’‚๐’ ๐’†๐’”๐’•๐’‚๐’•๐’† ๐’‚๐’…๐’—๐’Š๐’”๐’† ๐’Š๐’๐’„๐’๐’–๐’…๐’Š๐’๐’ˆ ๐’‘๐’“๐’๐’‘๐’†๐’“๐’•๐’š ๐’—๐’‚๐’๐’–๐’‚๐’•๐’Š๐’๐’๐’”, ๐’”๐’‚๐’๐’†๐’”, ๐’Ž๐’‚๐’๐’‚๐’ˆ๐’†๐’Ž๐’†๐’๐’•, ๐’๐’†๐’•๐’•๐’Š๐’๐’ˆ, ๐’‚๐’๐’… ๐’Š๐’๐’—๐’†๐’”๐’•๐’Ž๐’†๐’๐’• ๐’‚๐’…๐’—๐’Š๐’”๐’๐’“๐’š.

๐‘ช๐’‚๐’๐’ ๐‘ผ๐’” ๐’๐’ +267 75009381, ๐’๐’“ ๐’†๐’Ž๐’‚๐’Š๐’: ๐’”๐’‚๐’

๐‹๐š๐ง๐ ๐„๐œ๐จ๐ง๐จ๐ฆ๐ข๐ฌ๐ญ, ๐•๐š๐ฅ๐ฎ๐š๐ญ๐ข๐จ๐ง ๐’๐ฎ๐ซ๐ฏ๐ž๐ฒ๐จ๐ซ, ๐‘๐ž๐š๐ฅ ๐„๐ฌ๐ญ๐š๐ญ๐ž ๐„๐ฑ๐ฉ๐ž๐ซ๐ญ ๐š๐ง๐ ๐ง๐จ๐ฐ ๐€๐Ÿ๐Ÿ๐จ๐ซ๐๐š๐›๐ฅ๐ž ๐‡๐จ๐ฎ๐ฌ๐ข๐ง๐  ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐„๐ฑ๐ฉ๐ž๐ซ๐ญ ๐š๐ง๐ ๐๐จ๐ฅ๐ข๐œ๐ฒ ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ.๐™๐™š๐™˜๐™š...
25/04/2024

๐‹๐š๐ง๐ ๐„๐œ๐จ๐ง๐จ๐ฆ๐ข๐ฌ๐ญ, ๐•๐š๐ฅ๐ฎ๐š๐ญ๐ข๐จ๐ง ๐’๐ฎ๐ซ๐ฏ๐ž๐ฒ๐จ๐ซ, ๐‘๐ž๐š๐ฅ ๐„๐ฌ๐ญ๐š๐ญ๐ž ๐„๐ฑ๐ฉ๐ž๐ซ๐ญ ๐š๐ง๐ ๐ง๐จ๐ฐ ๐€๐Ÿ๐Ÿ๐จ๐ซ๐๐š๐›๐ฅ๐ž ๐‡๐จ๐ฎ๐ฌ๐ข๐ง๐  ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐„๐ฑ๐ฉ๐ž๐ซ๐ญ ๐š๐ง๐ ๐๐จ๐ฅ๐ข๐œ๐ฒ ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ.

๐™๐™š๐™˜๐™š๐™ฃ๐™ฉ๐™ก๐™ฎ, ๐™„ ๐™–๐™ฉ๐™ฉ๐™š๐™ฃ๐™™๐™š๐™™ ๐™– ๐™๐™ž๐™œ๐™ ๐™ฅ๐™ง๐™ค๐™›๐™ž๐™ก๐™š ๐™ž๐™ฃ๐™ฉ๐™š๐™ฃ๐™จ๐™ž๐™ซ๐™š ๐™˜๐™ค๐™ช๐™ง๐™จ๐™š ๐™ค๐™ฃ ๐™ƒ๐™ค๐™ช๐™จ๐™ž๐™ฃ๐™œ ๐™๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™š ๐™›๐™ค๐™ง ๐™Ž๐™ช๐™— ๐™Ž๐™–๐™๐™–๐™ง๐™–๐™ฃ ๐˜ผ๐™›๐™ง๐™ž๐™˜๐™–, ๐™๐™š๐™ก๐™™ ๐™ž๐™ฃ ๐™ˆ๐™ค๐™ข๐™—๐™–๐™จ๐™–-๐™†๐™š๐™ฃ๐™ฎ๐™–.
Attained the HFCSSA: 9 Modules Using Lessons from Countries that have been Successful in Expanding their Housing and Housing Finance Systems:

1. Housing and the economy/ analyzing housing markets
2. Core building blocks of a housing finance system
3. Valuation of mortgages/ housing finance instruments
4. The business of housing financeโ€“ profitability, risks -- and its regulation
5. Funding the mortgage portfolio/ securitization
6. Expanding housing finance sustainably โ€“ frontier markets/ESG goals +practices
7. Developer finance / financing rental housing
8. Using subsidies to expand access to housing finance
9. Innovations in Housing Finance in Sub-Saharan Africa.

Ladies and gentlemen. I am your go to housing finance expert in the entire Sub Saharan Africa.

Gold Mobil Zambia is an indigenous oil marketing company incorporated under the laws of Zambia to provide a wide range o...
01/01/2024

Gold Mobil Zambia is an indigenous oil marketing company incorporated under the laws of Zambia to provide a wide range of goods and services in the petroleum downstream sector.

Our vision is "to be the company of choice in fuel wholesaling/ resale and the provision of facilities management & logistics to support the petroleum sector in Zambia and beyond".

We aim to operate as a professional and innovative integrated petroleum company in the sales and marketing of high quality fuels/lubricants and to provide excellent logistical support to customers within a culture of safety, health and environmental

- Import & Export Bulk Petroleum Products
- ๏ปฟ๏ปฟFuel depot development & facilities management
- ๏ปฟ๏ปฟManufacturer's representative
- ๏ปฟ๏ปฟCommission agents
- ๏ปฟ๏ปฟGeneral Merchandise
- ๏ปฟ๏ปฟGeneral contractor/supplier

Prestine Properties is committed to serving you with the most professional Real Estate Services obtainable in the market...
01/01/2024

Prestine Properties is committed to serving you with the most professional Real Estate Services obtainable in the market today. It is our goal as an organization to meet and exceed all your Real Estate expectations while servicing the communities, in which we live, work, play and worship.

๐•๐€๐‹๐”๐ˆ๐๐† ๐“๐‡๐„ ๐๐”๐!Join us on Btv Live News in Context, this Thursday 12th October 2023 at 15:35 as we discuss ๐‘ฏ๐’๐’˜ ๐’˜๐’† ๐’‚๐’”๐’”๐’†๐’”...
11/10/2023

๐•๐€๐‹๐”๐ˆ๐๐† ๐“๐‡๐„ ๐๐”๐!

Join us on Btv Live News in Context, this Thursday 12th October 2023 at 15:35 as we discuss ๐‘ฏ๐’๐’˜ ๐’˜๐’† ๐’‚๐’”๐’”๐’†๐’”๐’” ๐’”๐’‘๐’†๐’„๐’Š๐’‚๐’๐’Š๐’”๐’†๐’… ๐’‚๐’”๐’”๐’†๐’•๐’”; ๐‘ฏ๐’๐’•๐’†๐’๐’”, ๐‘ณ๐’๐’…๐’ˆ๐’†๐’”, ๐‘ช๐’‚๐’Ž๐’‘๐’”๐’Š๐’•๐’†๐’”, ๐‘น๐’†๐’”๐’•๐’‚๐’–๐’“๐’‚๐’๐’•๐’”, ๐‘ท๐’–๐’ƒ๐’”, ๐‘ญ๐’Š๐’๐’๐’Š๐’๐’ˆ ๐‘บ๐’•๐’‚๐’•๐’Š๐’๐’๐’”, ๐‘ฏ๐’๐’”๐’‘๐’Š๐’•๐’‚๐’๐’”, ๐‘ฎ๐’๐’๐’‡ ๐‘ช๐’๐’–๐’ƒ๐’”, ๐’‚๐’๐’… ๐’Ž๐’‚๐’๐’š ๐’Ž๐’๐’“๐’†โ€ฆ

Most people give little thought to the importance of property valuersโ€” however they play a crucial role in our financial systems. Property Valuers professional judgments keep the financial gears in motion, and their valuations impact individuals' and businesses' access to funds and financing. But why do Property valuersโ€™ matter, and why should you always seek their advice? Simply put, valuation reports give property owners, investors, buyers/sellers the knowledge on the true value of their assets, they also give lenders (Banks & Financial Institutions) an assessment of the value of a property so that they can determine the appropriate loan amount based on the loan-to-value (LVR) ratio.

Valuations also determine your borrowing power, set council taxes, and guide how much is paid in land or property tax. The work of a Valuers is extremely important to the stability of our financial systems and impacts millions of People, Businesses and Organisations. For instance, the valuation roll currently used by Gaborone City Council contains approximately 55,000 properties and dates back to 2008 which translates to 14 years without valuation. Article 24 of the Valuation and Rating regulations state that โ€˜the Council shall as soon as possible, but not less than once every five years, cause to be made, a general valuation of all properties within the Council area. This situation results in a loss of millions of revenues for the local authority and increased financial pressure and eventually poor service delivery.

For more; Join us on Btv Live News in Context, this Thursday 12th October 2023 at 15:35.

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